The essence of Baccarat is to outsmart the
banker by predicting which hand will be
closest to a total of 9 points. You can
place your bets on three different outcomes:
- Banker wins.
- Player wins.
- A Tie.
Make sure to place your bet before the cards
are dealt during the betting phase. The
dealer will indicate when the betting is
open, with on-screen prompts. Once the
betting phase concludes, two cards will be
dealt to both the player’s box and the
banker’s box.
Card Values
To determine points, simply add the values
of your cards. Tens and face cards are worth
zero, while other cards hold their face
value—like a 4 being 4 points, or an 8 being
8 points. If your total exceeds ten, only
the last digit is considered. Here are a few
examples:
-
2 + 5 = 7 points in total. The hand value
is 7.
-
4 + 8 = 12 points in total. The hand value
is 2.
To come out on top, you need to accurately
bet on which hand will get closest to 9: the
player's or the banker's.
3rd Card Rules
There are specific house rules that dictate
when a third card will be drawn, with a
maximum of three cards allowed per hand.
The player must draw an additional card if
their initial two cards total between 0 and
5, while standing on totals of 6 to 9.
A 'natural win' occurs when the first two
cards total 8 or 9. In this case, the game
concludes, and you'll receive your winning
bets, with no third card drawn.
The third card rule for the banker varies
based on whether the player stands or draws
another card, but no need to worry about
memorizing it—all those details will be
handled by the dealer.
-
The banker will draw a card if their first
two cards total 0, 1, or 2.
-
The banker will stand in case a 'natural
win' is dealt.
-
If the banker’s initial hand sums to 7
points, they will also stand.
-
Should the banker begin with a value of 6
points and the player did not draw another
card, the banker will stand.
-
If the banker's total is 3, 4, 5, or 6
points and the player has drawn a third
card, the banker will act according to the
following guidelines:
|
Bank Hand Initial
Total
|
Banker draws a card when the
player’s third card is
|
Banker stands when the
player’s third card is
|
| 3 |
0-7 and 9 |
8 |
| 4 |
2 to 7 |
0, 1 and 8, 9 |
| 5 |
4 to 7 |
0 to 3 and 8, 0 |
| 6 |
6 and 7 |
0 to 5 and 8, 9 |
